Tuesday 21 June 2016

The Age of Internet Banking


Internet banking in Malaysia was introduced in 2000 where the first commercial bank that offered its online services is Maybank which the largest commercial bank during the time. Later on, others bank such as Hong Leong Bank, CIMB, RHB and others started to follow introducing internet banking for their consumers. The purpose of internet banking application as to facilitate the transaction of banking consumers.



Maybank online banking website

Even myself also become internet banking user which provide me a lot of benefits. Before this application was introduced, it became hassle to me when go to any bank branch where it took long hours to complete my transaction as many clients also did same thing like i do. In fact, before reach to the bank, i need to look for parking when i drove my car which sometimes it was difficult to get the parking. 

When i started to using this online banking service, it helps me a lot because  most of my routine transaction can be done through online banking only. No more driving to banks and the most important is, it save a lot of my time and hassle free.



Examples of online banking services offered by Maybank2u




However, there are few security  features issue that become concern among online banking users such as exposed to hackers and crackers while using the online services. In addition, some transaction might be unsuccessful while waiting it to complete due to network stability. Hence, to ensure the network is secured, users must aware which network they are using whether it exposed to any vulnerability by hackers or crackers. Beside, users must use genuine website address instead of using hyperlink obtain from their emails or somewhere else. Any suspicious transaction from your account must contact respective bankers immediately.


Happy using online banking! 

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